President’s Message – Monthly Talks & Thoughts

I’ve been contemplating our membership statistics; one in particular points out a great opportunity. Over 80% of our members are “Family” businesses while less than 20% are “Entrepreneurs”, like myself.  Why is that?  Could it just be our name?  Could… Read more→

Traditional Fixed Term Borrowing vs “Synthetic Fixed Rate” Term Borrowing

What is “Synthetic Fixed Rate Borrowing”?: A creative way of obtaining fixed rate borrowing at desired terms with lower overall fixed rate costs.  Rather than borrowing with a traditional fixed rate term note, commercial borrowers can borrower on a VARIABLE… Read more→