President’s Message – Monthly Talks & Thoughts
I’ve been contemplating our membership statistics; one in particular points out a great opportunity. Over 80% of our members are “Family” businesses while less than 20% are “Entrepreneurs”, like myself. Why is that? Could it just be our name? Could… Read more→
Taxpayer Identity Theft: Avoid Becoming a Victim
Each year, millions of consumers have their identities stolen. Simple everyday transactions, such as applying for a credit card, writing a check, or using a credit card online or in a store provide opportunities for identity theft. While we often… Read more→
Traditional Fixed Term Borrowing vs “Synthetic Fixed Rate” Term Borrowing
What is “Synthetic Fixed Rate Borrowing”?: A creative way of obtaining fixed rate borrowing at desired terms with lower overall fixed rate costs. Rather than borrowing with a traditional fixed rate term note, commercial borrowers can borrower on a VARIABLE… Read more→